Attention homeowners in Saint Louis and Saint Louis County: Get an Appraisal today!

Check out the top reasons MO homeowners call on SC Appraisal Inc:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge Saint Louis county's assessment of your property
Remove PMI to cut a mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Saint Louis county or MO

Own a home in or near Saint Louis, MO and need help deciding the price of it?
Contact SC Appraisal Inc.

We at SC Appraisal Inc understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at SC Appraisal Inc will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're veterans in helping customers just like you get rid of unwanted PMI insurance.

Challenge Saint Louis county's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other houses close by. That means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from SC Appraisal Inc is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. SC Appraisal Inc can provide you with a professional appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.